Pre-retirement Planning

When the time comes for you to retire, you may have workplace pension plans from former employers as well as an entitlement to the State Pension. However, many of our clients wish to plan for a more comfortable and stress-free retirement than these provisions may allow. Our Pre-Retirement planning services help our clients put the necessary, additional arrangements in place to help achieve their retirement goals.

Saving for retirement through pensions

If you’re self-employed or want an additional pension pot in place, a personal pension is a popular option. We can help you to manage a variety of investment funds, creating a more flexible form of pension that gives you plenty of say in terms of where your money is being invested. There’s also the self-invested personal pension (SIPP), which offers even greater control over your investment, making it perfect for those who are confident in navigating the ever-changing financial market.

If you’re unsure about your pension options, our dedicated and trusted pension advisers will guide you through the process and help you to plan for a happy retirement.

Pre-retirement planning tips

As part of our comprehensive and fully tailored pension planning service, we will also advise you on practical ways to maximise your retirement savings. Examples include setting clear and achievable goals, clearing debts with the highest interest rates first, investing in a tax-efficient manner, conducting a regular review of your investment portfolio, and always allocating a suitable percentage of your wage to invest into some form of retirement savings. We create a bespoke visualisation of this for you via our forecasting and modelling tools.

Get in touch

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Pre-retirement Planning in Worcestershire and Kent

Droitwich Office

5 Saltway, Droitwich, Worcestershire, WR9 8LB
01905 779697

Sevenoaks Office

46 Holly Bush Lane, Sevenoaks, Kent, TN13 3TL
01732 926255