Life Insurance
Have you ever worried that your family wouldn’t be able to cope financially if you were no longer around? If so, life insurance is a financial protection product that deserves your attention.
What is life insurance?
Life insurance is a financial protection policy designed to pay out a cash sum to your loved ones in the event of your death. Your policy will say how long you are covered for, which means that if you were to die during this period, your loved ones will receive a pay-out to help them cover everyday costs such as mortgage payments, household bills and childcare.
How much does life insurance pay out?
This depends entirely on your policy. For instance, you could take out a policy that pays out more and covers you for a longer period, in which case your monthly premiums would be much higher than a policy for a smaller sum over a shorter period. We can help you to choose a life insurance policy that suits your needs and your budget, providing complete peace of mind for you and your family members.
What types of life insurance are available?
The two main types of life insurance are term life insurance and whole of life insurance. Term life insurance covers you for a set period of your choosing, such as 25 years, and a cash sum will only be paid out to your loved ones if you die whilst the policy is active. Whole of life insurance, as the name suggests, covers you for the whole of your life. This isn’t offered by all life insurance providers and comes with higher monthly premiums.
Ask us for life insurance advice
There are many life insurance providers and their policies can differ enormously according to your expectations and ideal budget. For personalised guidance, get in touch with our financial advisers and we’ll help you to explore your options.
Get in touch
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Life Insurance in Worcestershire and Kent
Droitwich Office
5 Saltway, Droitwich, Worcestershire, WR9 8LB 01905 779697
Sevenoaks Office
46 Holly Bush Lane, Sevenoaks, Kent, TN13 3TL 01732 926255
