Protection
The dedicated financial advisers here at SN Financial Services are ready to help you explore income protection products that bring complete peace of mind.
We take a holistic approach to protecting your mortgage, so your financial adviser will recommend a combination of life insurance, income protection and/or critical illness protection that will allow you to remain in your home no matter what life throws at you.
Have you ever worried that your family wouldn’t be able to cope financially if you were no longer around? If so, life insurance is a financial protection product that deserves your attention.
Critical illness cover provides you with a lump sum of money in the event that you are diagnosed with certain illnesses or disability. Our advisers are here to offer expert guidance that will enable you to decide whether critical illness cover is right for you.
Unlike term life insurance, whole of life insurance will pay out a cash sum to your loved ones when you die, regardless of how old you are when that happens.
Insurance policies aren’t just for individuals, as they can also be taken out by businesses. Key person insurance is a popular example of this and is very popular with limited companies.
Group life insurance, which is also known as death-in-service benefit, is an attractive bonus that employers can offer to their workers. The policy covers a staff member’s life whilst they are employed by the business and pays out a lump sum to their family if they die.
Relevant life insurance is a policy designed for businesses that want to provide life cover for individual employees. Read on to discover why this may be a suitable protection product for your business.
Private health insurance covers the cost of private medical treatment for certain conditions that start after the policy has been taken out. Though we’re very lucky to have the NHS, many people choose to take out private health insurance for added peace of mind.